Brighthouse Financial Shield Options Portable Jun 2026

Cap rates are not guaranteed for future terms. They fluctuate based on market volatility, interest rates, and the cost of the shield. Higher shield levels (more protection) typically come with lower cap rates.

The cap rate is the maximum percentage of index gain that you will receive. It is declared at the start of the term. For example, if the index goes up 18% over the term and your cap is 12%, you will receive exactly 12%. If the index goes up only 8% and your cap is 12%, you receive the full 8%. brighthouse financial shield options

In an increasingly volatile economic landscape, investors often find themselves caught between two competing desires: the pursuit of higher returns offered by the stock market and the safety of principal provided by traditional fixed-income products. Brighthouse Financial, a leading provider of annuities and life insurance, has developed a suite of products known as the (often found within their Shield Level annuities) to address this very dilemma. These options are not standalone investments but are crediting strategies available within Brighthouse’s registered index-linked annuities (RILAs). Cap rates are not guaranteed for future terms