| | Daily Limit | Per Transaction Limit | | --- | --- | --- | | • Debit Cards | ₹25,000 - ₹1,00,000 | ₹10,000 - ₹20,000 | | • ATM Cards | ₹10,000 - ₹50,000 | ₹5,000 - ₹10,000 |
When using a non-HDFC Bank ATM with your HDFC debit card, the single-transaction withdrawal limit is . Your total daily withdrawal capacity is determined by your specific debit card variant and the age of your account. Transaction & Monthly Limits
: 3 free transactions (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru, Hyderabad). Non-Metro Locations : 5 free transactions. Service Charges (Beyond Free Limits) hdfc atm withdrawal limit from other bank
: As of mid-2025, many banks have revised their post-limit fees to ₹23 plus taxes per financial transaction.
: This depends on your card type (e.g., ₹25,000 for Regular cards, ₹1,00,000 for Platinum cards). | | Daily Limit | Per Transaction Limit
: Effective for all accounts, there is a cumulative monthly withdrawal cap of ₹10 Lakh .
In the modern era of digital banking, the Automated Teller Machine (ATM) remains a critical channel for cash disbursement. While the Reserve Bank of India (RBI) has promoted interoperability to create a seamless banking network, the reality for customers is often defined by a complex web of fees and limits. For account holders of HDFC Bank, one of India’s largest private sector lenders, understanding the specific nuances of withdrawing cash from another bank’s ATM is essential for effective financial planning. Although HDFC Bank maintains a generous withdrawal limit at its own ATMs, using a "other bank" ATM introduces a stricter regime governed by a tiered structure based on transaction location (metro vs. non-metro) and a high-cost penalty for exceeding free transactions. Non-Metro Locations : 5 free transactions
The Reserve Bank of India (RBI) sets the framework for "Interchange Fees," which determines how many times you can use another bank's ATM for free. Location Type Free Monthly Transactions Charge Beyond Free Limit 3 Transactions ₹21 to ₹23 + GST Non-Metro Cities 5 Transactions ₹21 to ₹23 + GST