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Before applying for an Emergency Loan, students are encouraged to utilize other campus resources that do not require repayment:

Remember: An emergency loan is a commitment. Before accepting, be sure you can repay it within the agreed timeframe to avoid holds on your registration, transcripts, and future financial aid.

Disclaimer: Financial aid policies and funding availability are subject to change. Students are encouraged to contact the CSUSM Dean of Students Office or the Financial Aid and Scholarships Office directly for the most current information.

These funds are strictly for essential, education-related, or survival expenses. Acceptable uses include, but are not limited to:

California State University San Marcos (CSUSM) offers several financial safety nets for students facing sudden, unforeseen expenses. While often referred to collectively as "emergency loans," the university actually provides two distinct types of support: and non-repayable emergency grants . 1. CSUSM Short-Term & Emergency Education Loans

These short-term, interest-free loans are designed specifically for currently enrolled students who are facing a verified, one-time financial emergency. The goal is to help you bridge the gap until your next financial aid disbursement or other funding arrives, allowing you to stay focused on your education.