Home Loan Interest Rate In Icici Bank Upd Jun 2026

Range from 8.50% to 9.55% for loans up to ₹35 lakh, and up to 9.80% for loans above ₹75 lakh.

Note: Assuming Repo Rate = 6.75% (for illustration; actual depends on RBI policy). home loan interest rate in icici bank

ICICI Bank’s home loan interest rate structure is transparent, benchmarked to the repo rate, and highly sensitive to individual credit profile. While not the absolute lowest in the market, its rates are competitive for prime borrowers (CIBIL 750+). The bank offers superior digital processing, quick disbursal, and flexible products like Smart Home Loan (overdraft). For salaried professionals with strong credit history, ICICI presents a viable alternative to public sector banks, especially where speed and service quality are prioritized over a marginal 0.10-0.20% rate difference. Range from 8