Upgrade to only when you either (a) start selling in a foreign currency, or (b) you need the Projects feature to bill clients.
The following table outlines the core business plans available globally, with approximate pricing in USD. Note that local pricing varies by region (e.g., AUD in Australia, GBP in the UK). Est. Monthly Cost (USD) Key Features Included $13 – $29 Sole traders & new startups 20 invoices/quotes, 5 bills, bank reconciliation, Hubdoc Grow / Standard $37 – $55 Growing small businesses xero pricing plans
Xero is modular. The base price rarely tells the full story. Watch out for these: Upgrade to only when you either (a) start
If you get paid in USD but pay suppliers in EUR, you need this plan. The "Projects" feature is also a game-changer for architects, consultants, and developers. Watch out for these: If you get paid
Unlimited invoices/bills, 30-day cash flow, bulk reconciliation $70 – $107 Established businesses Multi-currency, 90-day cash flow, advanced analytics Ultimate (10-100) $130 – $300+ Large teams & enterprises