Santander Debit Card -

: Access to merchant cash-back offers via online and mobile banking. Types of Accounts Offering Debit Cards

| Service | Fee | |--------|------| | Annual card fee | £0 / $0 | | UK / Eurozone ATM withdrawal (Santander ATM) | Free | | Non-Santander UK ATM | Free (operator may charge) | | Foreign currency transaction fee | 2.95% – 3% | | International ATM withdrawal | £2 / $3 + currency conversion fee | | Replacement card (standard delivery) | Free first time; £5 thereafter | | Urgent replacement (next day) | £15 | santander debit card

: The standard everyday banking account with regular debit access. : Access to merchant cash-back offers via online

: Payments are immediately deducted from your current balance, facilitating real-time spending tracking. facilitating real-time spending tracking.