Most HDFC current accounts require a minimum Average Quarterly Balance (AQB). If your balance falls below this threshold, the bank levies a penalty per quarter. Account Type AQB Requirement Non-Maintenance Charge (Per Quarter) ₹10,000 (Non-metro) Premium ₹25,000 / ₹50,000 (Varies) Ascent ₹50,000 (Metro/Urban) Plus ₹1,00,000 ₹1,500 (if ≥₹50k); ₹6,000 (if <₹50k)
Capped at ₹50,000 per transaction at non-home branches. 4. Digital and Bulk Transaction Fees hdfc bank current account charges
Disclaimer: Charges vary by city tier (Metro/Urban/Semi-Urban/Rural) and account variant. This is a general guide; refer to your specific agreement. Most HDFC current accounts require a minimum Average
Charges are typically levied on an Average Quarterly Balance (AQB) basis. If the balance falls below 75% of the requirement, free limits for cash deposits and cheque leaves may lapse. Account Variant Minimum Balance Requirement Non-Maintenance Charge (NMC) ₹10,000 (Non-Metro) ₹1,500 per quarter Premium ₹1,800 per quarter Plus ₹1,00,000 ₹1,500 – ₹6,000 per quarter* Max Advantage ₹5 Lakh (Metro) / ₹2.5 Lakh (Rural) ₹8,000 (Metro) / ₹4,000 (Rural) Activ ₹3,000 per quarter Institutional Zero Balance Charges are typically levied on an Average Quarterly
Navigating the fee structure of a current account is vital for managing business overheads. HDFC Bank , one of India's largest private lenders, offers a tiered system of current accounts tailored to different business sizes, from small proprietorships to large corporations.
Table_title: Regular Current Account Fees & Charges Table_content: header: | Features | Regular Current Account | row: | Features: 5 Current Account Charges You Must Know | HDFC Bank