| Status Code | Meaning | Next Step | | :--- | :--- | :--- | | | The bank has your request but hasn't started processing. | Wait for an executive to contact you. | | Document Scrutiny | The bank is verifying your income, identity, and property papers. | Be ready to provide additional docs if requested. | | Field Investigation | A bank representative will visit your residence/office or inspect the property. | Cooperate with the site visit. | | Sanctioned | Your loan is approved. The sanction letter is ready. | Review the terms (interest rate, tenure). | | Rejected | The bank declined your application. | Ask for the specific reason to rectify it for another bank. | | Disbursed | The money has been sent to the builder/seller. | Start your EMI schedule. |
By actively monitoring your application using these methods, you can bridge the communication gap with the bank and ensure that your dream home doesn't slip away due to administrative delays. If your status remains unchanged for more than 7 working days, escalate the issue to the bank’s Nodal Officer for a prompt resolution.
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Select your home loan application to view details such as approval stage or outstanding balance if already disbursed. Offline Methods for Tracking
For the most accurate and up-to-date information, it's recommended to directly check ICICI Bank's official website or contact their customer service.
Tracking your ICICI home loan status is not just about curiosity; it is a strategic tool. It helps you: