Online RTGS transactions are generally cheaper than branch-based transactions.
If you visit a Union Bank branch to initiate an RTGS transfer using a physical form, nominal service charges apply. These fees are often time-dependent: Transaction Amount Charges (Excluding GST) 8:00 AM – 11:00 AM 11:00 AM – 1:00 PM After 1:00 PM Above ₹5 Lakh 8:00 AM – 11:00 AM 11:00 AM – 1:00 PM After 1:00 PM Sources: StableMoney , Paisabazaar . Key RTGS Limits and Timings union bank rtgs charges
While there is no upper ceiling imposed by RBI for RTGS, Union Bank may set specific transaction limits based on the customer's segment (Retail vs. Corporate) and the channel used (Mobile App vs. Branch). You may need to set a per-day transaction limit in your internet banking profile. Key RTGS Limits and Timings While there is
| Transaction Amount | Charges (incl. GST) | |-------------------|----------------------| | ₹2 lakh to ₹5 lakh | | | Above ₹5 lakh | NIL | You may need to set a per-day transaction
If you are receiving money via RTGS from another bank into your Union Bank account, . The service is free for the beneficiary.